Suppose there is a tiny tiny leak at the check valve at the pump. Suppose no leak on the up-top check valve. Suppose the water in the well is 40 ft or more down. Suppose there is no above-water air leak. As the water drains, there will be a vacuum leaving the drop pipe to contain water that is maybe 32 ft (depending on current atmospheric pressure) above the surface of the water in the well. Above that will be a vacuum.
As the pump turns on, that column of water goes up, filling the vacuum. The water is moving at a pretty good clip by the time it gets to the poppet on the upper check valve.
I don't know of anybody who does this, but suppose you put a valve in parallel around the topside check valve? Then you could choose what works best for you at a given time.
Something else that I don't know of anybody who does, suppose the pressure switch is set to 40/60. You tee off to a pressure tank before the above-water check valve, and you set the air precharge to 58 or 62 psi. Would that gracefully absorb the energy? I don't know.