MERV 4 is "good enough" for removing pollen, MERV 8 will take care of mold spores. At MERV 12 almost all dust, and even bacteria-sized pathgens will be filtered out. (At duct velocities <300 feet per minute even some of the PM2.5 would be handled by MERV 12 filters.)
So, if the air flow isn't too restricted, sticking with the MERV 12s is fine. With 1" thick MERV 12s you're more likely to run into air flow issues than with oversized thicker pleated filters.
With 4-6" deep pleated filters there is usually no need to swap out the filter media more than once per year, unless you live in an ultra-high pollen zone or some soot-belching industrial hell. In my home I have an hydronic air-handler + AC coil zone fitted with an AprilAire 2400 (16" x 28" x 6" deep) filter, and I've even forgotten to swap it out for 18 months or more without exhibiting air flow issues such as coil icing up on the AC or in ability to deliver design-day heat, even when using MERV 11 or MERV 12 filter media.