Recently I had an issue with my rural water well, which is approximately 15 years old. Water supply stopped, contacted Water well company, as they were lifting the pump from the well to check operation, it broke off. They were unable to retrieve the pump, utilizing fishing tools, etc. They informed me that they were unable to drop a new pump in the well, and in turn would have to dig a new well. Week later, I have a new well and a nice bill. I am questioning how this is my responsibility, the pump I would understand since we were at no time able to determine if the pump was operational before it broke off, but the cost a new well and pump? Should the companies insurance cover this?