At temps below 120F low-rise baseboard output gets a bit non-linear, harder to predict/design-for. For condensing boilers designers tend to target 140F as the temperature needed at the 99% outside design temperature. At 140F out with 125F return temperature (average water temp between 130-135F) most condensing boilers will still be delivering 88-90% efficiency, but it takes an average water temp (AWT) of less than 120F to start climbing into the mid-90:
^^^ this is entering water temperature, not average water temperature^^^
180F is a typical design temperature for non-condensing residential system to hit an AWT of 170F (180F out, 160F back, 170F average water temperature). From the curve above it's obvious that return water of 130F isn't dramatically more efficient than return water of 160F. So an AWT of 140F isn't a lot more efficient than an AWT of 170F. It takes more baseboard to deliver the same amount of heat a the lower temperature, so designing for 170F AWT saves money on baseboard, and if they screwed up the math there's still a bit more room on cast iron boilers to run them at a higher temperature. It's also easier to do the math in your head- at 170F AWT baseboard puts out about 500 BTU/hr per running foot, so if the load calculations say it needs 23,000 BTU/hr at design temp, most people can divide 23K by 500 to come up with 46 feet of baseboard without straining their brain.
With condensing boilers it's similarly easy to divide the heat load number or minimum boiler output number by 200 BTU/hr to come up with about how much baseboard what it takes for an AWT of 120F, to deliver deliver 90%+ efficiency. For 140F AWT its ~300 BTU/hr per running foot- most people can't divide by threes
as easily in their head, but most people still aren't reaching for a calculator.
If it's an open floor plan a 3/4 ton cold climate mini-split might be a better heating solution, since it's also a great air conditioner. Depending on local utility rates the operational cost might be slightly more or slightly less than heating with condensing gas, but if the space is going to be air conditioned with window units the mini-split might still have lower annual operating costs. In my area a 3/4 ton Fujitsu -9RLS3 or -9RLS3H runs about $3K all-in to have professionally installed, and can still delivers 15,000 BTU/hr @ +5F, (13,500 BTU/hr @ -5F). Even if that apartment is pretty leaky it's heating load won't be more than 12K @ 0F. The modulation range on that mini-split is pretty good- it can throttle down to 3K @ +47F. During the summer it can also deliver 12K of cooling when it's 95F outside if it needs to, even if it's AHRI "rated" output (the modulation level at which it's SEER efficiency was tested) is only 9K. The 1% design load of an apartment that size would usually be well under 9K, but probably not under 6K, which would make it a good fit.