Dishwasher detergent will typically work best at 140F or higher. Even with a water softener, I find unacceptable cleaning results when the water temperature supplying our dishwasher is lower. Some will utilize the dishwasher's electric heating element to boost the water temp, but that will extend the run time and use higher priced electricity vs less costly natural gas.
Most laundry detergents are now formulated for cold water so temperature will not be as critical as it had been previously.
For a warm wash with lower temperature inflow, many will use the clothes washer's full Hot setting instead of Warm as they may have previously while the water temperature was higher.
Lower temperature from the WH, will result in a larger portion of Hot water being used to obtain your usual preferred temperature while bathing.
A benefit of a tankless that is equipped with a remote controller located within the living space, the water temperature may be easily altered to suit the specific application the water will be used for instead of selecting one temperature for 40-60 gallons sitting in storage within a tank type water heater.