Ian Gills said:I love the way insurance companies in America can refuse to insure you for making claims.
Has anyone told them that that is the point of insurance! And it is their job to assess the shared risk and set the premium appropriately. Not just to say, "sorry we can't do the maths on that one so we'll have to let you go".
In virtually every other country insurance companies treat their customers with respect. One call and the problem is taken out of your hands. Worry over. Job done. And the premiums would never rise on something like home insurance, no matter how many claims you make. Auto insurance maybe, but never on homes.
The system here is like a few countries in Africa. An assumption that all of their customers are frauds, cheats and criminals out to make a quick buck. How very delightful. And you guys put up with it!
Both true (they take it too far), and it is also very dangerous in many situations too.Mike50 said:... the average joe with some black mold ...
....Many Americans and Japanese are obsessive compulsive about germs & odors....
geniescience said:kilz only says mildew-resistant. That means it holds up well when mildew grows on it. Stays intact, holds up, resists falling apart, etc.
it's not bad.
reminds me of how a lot of people used to refer to greenboard as waterproof, but actually it just holds up well when water is present, remains rigid instead of turning to mush. It's not bad either.
david
This is awkward, but...
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