I have belonged to this program for several years now, and have used especially, the electrical several really, many times, again, just recently. I never had to pay a dime out of pocket. This is really cheaper than going to the doctor. I added the water heater a couple of months ago, since it is getting older. You can do that. Perfectly fine to. I consider this a great service considering the price of gas. It is well worth the buck a week for the water heater program.
I could do the electrical myself, but then I don't have the time or desire and this way it is done to specs, that I might not be aware of. They have pretty much rewired half my house and replaced, almost every ceiling fixture, and outlet. All for I think, 3.25 a month. Plus, I get the same electrician and he is the greatest man. I really like him.