I Agree with what you are saying Dana,
But I am a firm believer that "You can not get something for nothing"
If You invest more than you will save big time over the long run. Doing it correct the first time, Saves Money.
But it takes Money to make Money, it takes Money to save Money...
This is awkward, but...
It looks like you're using an ad blocker. We get it, but (1) terrylove.com can't live without ads, and (2) ad blockers can cause issues with videos and comments. If you'd like to support the site, please allow ads.If any particular ad is your REASON for blocking ads, please let us know. We might be able to do something about it. Thanks.