A 100K-ish combi isn't going to cut it at MN type incoming water temperatures. The
NCK110 is good for 102,000 BTU/hr. A 40F incoming water temps and 105F at the shower head is a 65F delta-T, so even the theoretical max flow would be 102,000/65F= 1569 lbs/hr or 26lbs/minute, which is (/8.34=) 3.1 gpm. With line losses etc the reality is likely to be just shy of 3gpm.
That's ONE shower with no other simultaneous draws. (Even a low-flow shower is 2-2.5gpm.) She would have to schedule her bathing to not conflict with laundry / dishwasher use, or visitors washing their hands, etc.
The NKC150 would be good for about 4 gpm, which might be OK, but really the NKC199 at about 5.4 gpm (at a 65F rise) would have enough margin to be able to shower without concern for what the appliances or visitors might be drawing.
Condensing tank type water heaters work just fine with radiant floors & hydro air without any flow constraints. Isolating the heating loop from the potable side with a plate type heat exchanger is highly recommended to limit the legionella potential and other stagnation concerns, but it's not rocket science to design. HTP's all stainless Phoenix Light Duty with the 76K modulating condensing burner with a ~3:1 turn down ratio is pretty commonly used this way as a combi. (It only "Light Duty" in terms of commercial water heater burner sizing.) An endless shower while the heating zones were operating could deplete the tank down to less than showering temps, but it can keep up with a 2 gpm shower forever when the heating system isn't running. The 50 gallon version runs a bit more than 2 grand through distributors, often less direct from HTP. Westinghouse re-labels it and sells it through box stores for a few hundred less. The HTP model number is PH076-50, the Westinghouse number is WGR050NG076. It is EXACTLY the same unit- when you call Westinghouse tech support the phone rings at HTP headquarters. The warranty and sales support chain is different.
As long as you don't oversize the hydro-air coil relative to the heating load a 76K burner is plenty. A 1.5 tonner like the
FirstCo 18HBXBX-HW or similar is probably about right- run a real Manual-J on the cooling load. In heating mode running it a low cfm (= low wind chill) and low gpm can throttle back the output to where it's just supplementing rather than taking over the floor heat.
The basic system schematic for that approach looks like this: