What most plumbers do, is work the chart backwards, and increase pipe size on the way back to the street.
So for instance, if you need 1/2" pipe to two plumbing fixtures, like a tub and lav, then you would increase to 3/4" when you get to the third fixture.
After a while, you will be adding more fixtures, and at some point you will be at 1"
It doesn't hurt cold to be too large, but most plumbers keep to the chart for hot water.
But even oversizing would be better then running a three bath home in 1/2" like your was.
The last time I saw that?
It was a house being "flipped" by carpenters for resale.
The home sold for over $500K and had no water anywhere.
Trying to suck water through a 1/2" straw and a pineapple shake.
Most plumbers will run 1/2" hot for lav and tub, and 3/4" cold to the bathroom, splitting down to 1/2" for the individual fixtures.
At some point, you're at 1" for the main branch.