The short answer is that it isn't going to "hurt anything" if you just leave it as is. It will, however, unnecessarily waste water, which is of varying concern to people. I am always intrigued when I flush a 1.6 toilet in a public place and see that whatever plumber worked on it set it to empty the tank and use 5 or more gallons. I know plumbers who have told me to "just use the blue flapper" on my Totos -- the blue flapper empties the tank. They think the more water the better, which really isn't true. The key is to have the toilet use the designed amount of water -- that will produce the proper flush and not waste water.
You can change a flapper yourself. It's a simple DIY job that should take a complete newbie no more than 10-15 minutes to do; I can do one in less than 2. You can check the model number in the tank, or post a picture of the toilet and a picture of any writing in the tank here, and we can recommend a flapper for you that will make it work the way it did before.