Emiel Kandi "He admits he charges borrowers as much as he can get away with — 45 percent interest in one case — and makes it clear to them that if they fail to comply with the loan agreements, he will take their property. "I am a wolf," he explained." http://seattletimes.nwsource.com/html/localnews/2013427831_hardmoney14.html Reading the Seattle Times article, it appears that desperate people are signing quit claim deeds over to this guy that wears a nice suit, bulletproof vest and a gun. In once case, did I read that right? A promissory note for $170,000 for a $17,000 loan? The extra zero was for any future legal expenses. Well I guess. If I was told that payback on 17k was going to be ten times that amount, I would be suing too. And you thought guys that robbed banks were the bad guys. It may be the guys preying on sheep that pose as banks.